Miracle Wealth Presents India’s Most Affordable Maternity Health Insurance Plan.

Protect New Beginnings, Without Breaking the Bank

Parenthood marks one of the most beautiful phases of life—but rising medical costs can quickly turn joy into financial stress. With medical inflation touching nearly 14% and delivery expenses ranging between ₹1 lakh to ₹2 lakh, relying only on savings is no longer a safe option.

At

Miracle Wealth, we help you plan parenthood with confidence, not financial anxiety. This

maternity health insurance plan acts as your financial shield, covering delivery, complications, and newborn care—so you focus on the good news, while we manage the bills.

Stay till the end—the benefits may truly surprise you.

1. Why Every Couple Must Have Maternity Health Insurance?

Pregnancy-related expenses are unavoidable, unpredictable, and expensive. From hospitalisation to newborn care, costs can escalate rapidly—especially in private hospitals.

This

maternity health insurance policy ensures:

Financial protection against high delivery costs

Coverage for both normal and C-section deliveries

Support for newborn hospitalisation and vaccinations

Complete peace of mind during one of life’s most important milestones

Instead of draining your savings, let smart financial planning protect your growing family.

2. What’s Covered in This Policy? Delivery Hospitalisation Expenses

₹1 lakh delivery cover

Total 2 deliveries / miscarriages covered

₹1 lakh for first delivery + ₹1 lakh for second delivery

Both Normal & Caesarean (C-Section) covered

Newborn Baby Hospitalisation

Coverage up to ₹25,000

Vaccinations covered up to ₹5,000 (within newborn limit)

Delivery Waiting Period – Explained Simply

Actual waiting period: 12 months

Effective waiting period: Only 4 months

Example:

Policy purchased: Feb 2026

You wait 3 months to conceive

Pregnancy begins in the 4th month

Baby stays in womb for 9 months

Total time after policy purchase: 13 months

Since the policy requires only 12 months waiting, your delivery in the 13th month becomes fully claimable.

Additional Health Insurance Benefits

Sum Insured: ₹10 lakh

Claim Eligibility: All India

Co-pay & Sub-limits: Nil

Room Rent: Any room (including suites)

ICU / ICCU: Up to sum insured

Non-medical & Modern treatments: Covered

Recharge Benefit: Unlimited for all illnesses

Bonus: Guaranteed 100% per year up to 500%

Premium Discounts: Up to 30%

3. Frequently Asked Questions Can I buy this policy if I’m already pregnant?

Yes. However, delivery expenses for the current pregnancy won’t be covered. Future deliveries will be fully claimable.

Can I continue the policy after delivery?

Absolutely. The policy offers lifetime renewability.

What is the premium amount?

Premiums vary case-to-case.

WhatsApp +91 7972053045 to get a personalised quote.

Is EMI available for this policy?

Yes. Convert premiums into EMI via:

Insurance company / vendor

Credit or debit cards

Loan Against Mutual Funds (LAMF) – cheapest option

What’s the USP of this policy?

India’s most affordable maternity health insurance plan.

4. Regular Health Insurance vs Maternity Health Insurance Case 1: Non-Maternity Hospitalisation

Both policies provide coverage.

Case 2: Maternity / Delivery Hospitalisation

Expense | Without Delivery Cover | With Delivery Cover

1st Delivery (₹1,00,000) | Paid by you | Paid by insurer

1st Newborn (₹25,000) | Paid by you | Paid by insurer

2nd Delivery (₹1,00,000) | Paid by you | Paid by insurer

2nd Newborn (₹25,000) | Paid by you | Paid by insurer

Our Savings

Without delivery cover: ₹0

With delivery cover: ₹2.5 lakh

This clearly proves here that maternity health insurance is not an expense—it’s a smart financial decision.

5. Who Should Opt for This Policy Now?

Newly married couples

Couples planning pregnancy in 4–24 months

Those without sufficient corporate health cover

Couples seeking lower premiums with higher benefits

Families wanting planned parenthood, not financial shocks

6. Who We Are – Miracle Wealth

Miracle Wealth is a specialised financial advisory firm built on two pillars:

Protection (Insurance)

Strategic Wealth Creation

Why clients trust us:

5-Star Google Rated

1000+ families advised

99% claims satisfaction rate

₹5 Cr+ claims settled

Ex-Partner Advisory Board Member (Leading General Insurance Company)

7. Our Founder – Mr. Swapnil Asati

B.Tech | MBA (Finance)

IRDAI Certified | AMFI Registered | NISM Certified Research Analyst

From a rooftop storeroom to managing a 9-digit AUM, Swapnil’s journey reflects discipline, deep financial expertise, and a relentless client-first mindset. An engineer-turned-finance professional and content creator, he built

Miracle Wealth from scratch—purely on trust, execution, and long-term outcomes.

8. Our Services – What’s in It for You?

Maternity Health Insurance – Affordable cover up to ₹1.25 lakh with newborn protection

Comprehensive Health Insurance – Day-1 coverage for pre-existing conditions

Term Insurance – Maximum family protection at the lowest cost

Wealth Management for Doctors & HNIs – Personalised long-term strategies

Retirement Planning – Goal-based financial independence

Loan Against Mutual Funds (LAMF) – Low-interest liquidity without selling investments

9. Let’s Connect with Miracle Wealth

WhatsApp / Call: +91 7972053045

Website: https://www.miraclewealth.in

Email: [email protected]

Follow & Connect Online

Instagram: https://www.instagram.com/simplifywithswapnil/

LinkedIn: https://www.linkedin.com/in/swapnil-asati/

YouTube: https://www.youtube.com/@SimplifyWithSwapnil

Facebook: https://www.facebook.com/swapnil.asati1

Google Business Profile: https://surl.li/astqvl

Office Address

Ensaara Metropark,

Pipla-Kharsoli Road, Pipla,

Nagpur, Maharashtra – 440034

Miracle Wealth

Smart Insurance. Strategic Investments. Secure Futures.